Stands for 'Financial Transaction Services' and is the further development of the online banking standard 'Homebanking Computer Interface' (HBCI) first published by the German Banking Industry (DK) in 1996.

The 'Electronic Banking Internet Communication Standard' (EBICS for short), developed by the German Banking Industry, is a new, multibank-capable standard for the transmission of payment transaction data via the Internet.

Stands for 'Radio Frequency Identification' and refers in the narrower sense to automatic identification using electromagnetic waves. RFID technology makes it easier to record data. The new ID card (nPA) is equipped with an RFID chip with processor function.

The ZKA (Zentraler Kreditausschuss) is now called 'Die deutsche Kreditwirtschaft' (DK). Secoder A universal chip card reader that was developed according to the specifications of the German Banking Industry and supports a standardized solution for the secure processing of payments on the Internet.

'Password Authenticated Connection Establishment' refers to a password-based authentication and key agreement procedure. The protocol was developed by the German Federal Office for Information Security (BSI) for use in the new ID card. The protocol accepts the password entry, verifies the password and derives session keys from it in order to secure further communication.

Electronic signatures can be used to uniquely identify signatories or signature creators of electronic data / documents and to verify the integrity of the signed electronic information. Technically speaking, the electronic signature fulfills the same purpose as a handwritten signature. In Germany, the Signature Act imposes additional requirements on electronic signatures by requiring a qualified electronic signature for certain areas. Only this can then replace a legally prescribed written form. The new ID card (nPA) enables the qualified electronic signature.

To enable users to provide secure proof of their identity in web applications, service providers must operate an eID server. It is the central data hub of the IT infrastructure for the new ID card. The eID server is the link between the ID card app and the website, i.e. between the citizen and the provider of an online service.